If you lend your car to someone who then is involved in an automobile accident, you may be held legally responsible for the damages that were caused by the driver to whom you loaned your car on one of two legal theories. The first legal theory is negligence entrustment. This involves allowing a person to drive your car who is either a poor driver or who has a poor driving record. Thus, if you know or should know if your friend is a poor driver or has a history of a bad driving record, you would be well advised not to lend that person your car. In addition, you may be liable under the theory known as vicarious liability which means that if you lend your car to a person who is acting as your agent to run an errand for you or to do something for you, YOU may be legally responsible for the damages caused. Thus you should honor the precept set forth by Benjamin Franklin to “Neither be a borrower, nor a lender be”.